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Written By: Belladonna - Date published: 7:04 am, September 1st, 2026
Pretty certain that most of the landlord-owned rental accommodation isn't in Remuera.Written By: Belladonna - Date published: 6:29 pm, August 31st, 2026
How would Top land tax lower prices? Any landlord incurring the tax is going to pass it straight onto the tenants- who now have the UBI to pay for it.Written By: Belladonna - Date published: 3:12 pm, August 31st, 2026
Hmm. Telling people that their rent is going down by (say) $100/week does a lot to address their budgetary concerns. NB: I don't know how you get there, from here :-) But I don't know how you reduce the cost of food essentials either. However, none of the ...Written By: Belladonna - Date published: 3:01 pm, August 31st, 2026
Right now, it's difficult for most people to afford mince (it's ridiculously expensive) But the whole cost-of-living thing in general is way out of control. It's been driven by over-inflated housing costs, and is now being driven by inflated food prices ( ...Written By: Belladonna - Date published: 2:48 pm, August 31st, 2026
The whole leaky building saga is just horrific. And, it plays a very large part in the reluctance of Aucklanders (in particular) to invest in apartments for long-term living. Not only do you risk having a major asset (for most people, the largest asset ...Written By: Belladonna - Date published: 11:55 pm, August 28th, 2026
It also appears that all inheritance (including investment properties) is exempt from CGT. Giving people a very strong incentive not to sell - if they want their children to inherit. An inheritance will not be treated as a realisation event, so no tax is ...Written By: Belladonna - Date published: 11:48 pm, August 28th, 2026
Just tracked down the actual detailed policy document - and if you sell at a loss, then you don't pay tax (or at least I don't think so) That loss can be carried forward and used to reduce future capital gains. Losses are ring-fenced, so they can only be ...Written By: Belladonna - Date published: 11:28 pm, August 28th, 2026
The GV at the time you bought it doesn't matter for CGT purposes - only the value in June 2027 (when the CGT clock gets reset). So, entirely possible to lose money on the sale (make less than you bought it for), AND have a CGT tax bill. Of course, you ...Written By: Belladonna - Date published: 12:47 pm, August 28th, 2026
I also have questions about just how much is going to be generated by a CGT. Because, right now, the market is stable, if not dropping (certainly some areas are well-down) - and there is likely to be little, if any capital gain to be harvested. The CGT ...Written By: Belladonna - Date published: 6:54 pm, August 26th, 2026
With 3x a day - it's pretty much got to be someone in the household. If there is not a family member close by, I think your only option would be a caregiver - but they're going to have to be on site for a full day, or make multiple trips. It is possible ...Written By: Belladonna - Date published: 6:39 pm, August 26th, 2026
So, using that logic, will the UBI just be a subsidy to landlords?Written By: Belladonna - Date published: 6:38 pm, August 26th, 2026
That only works if you have any equity left from the sale. With a 30% drop, you could be walking away with nothing. And good luck getting a mortgage with no deposit.Written By: Belladonna - Date published: 1:03 pm, August 26th, 2026
Well, they can, but your mortgage will go up to compensate.Written By: Belladonna - Date published: 12:54 pm, August 26th, 2026
I was just using it as an equivalent to the land tax. In that, if landlords perceive that tenants have a greater ability to pay, the rent goes up.Written By: Belladonna - Date published: 12:25 pm, August 26th, 2026
I'm on record as wanting to see long term settling and reduction in house prices. However, if you have a substantial mortgage, incurred at the top of the property market - then you do, indeed, lose if house prices drop, and you need to sell. The bank will ...Written By: Belladonna - Date published: 12:24 pm, August 26th, 2026
Most owner/occupiers are unlikely to sell. The cost of the land tax is going to be roughly the same if you 'down-size' (unless you're proposing to shift a fair distance away). And, for everyone except beneficiaries (mostly pensioners) - the UBI will be ...Written By: Belladonna - Date published: 12:15 pm, August 26th, 2026
I agree. Having done this myself, I know just how demanding, isolating and exhausting being a primary caregiver is. Respite care is frequently a mirage.... My most successful support care mechanism, was to find someone that we liked, trusted, and was ...Written By: Belladonna - Date published: 10:43 am, August 26th, 2026
Yes, there are exceptions. But tons of social research has shown that the invisible labour of caring for family members falls predominantly onto women.Written By: Belladonna - Date published: 8:28 am, August 26th, 2026
I agree that systemic change is needed. Although I'm wary of shifting the cost and expectation of care back onto families. Nine times out of ten - that means onto women - and that is another tranche of unpaid labour for which they are expected to sacrifice ...Written By: Belladonna - Date published: 8:14 am, August 26th, 2026
So which countries meet your purity test to be included in your moral world order? It's going to be pretty isolated on your moral highground. Continuing to talk to people you disagree with is the whole point of diplomacy. And New Zealand's foreign policy ...Written By: Belladonna - Date published: 8:31 pm, August 25th, 2026
The legislation seems very similar to that here in NZ. A MP loses their seat on criminal conviction of a serious offense. Although they've mostly resigned by the time the case is tried. I think Hone Harawira is the only sitting MP I recall being convicted. ...Written By: Belladonna - Date published: 8:00 pm, August 25th, 2026
That would be because no one has appointed NZ to be the world's policeman in enforcing our view on economic policy on the rest of the world. The tariff policy between the US and Canada is none of our business. Just as the tariff policy between India and ...Written By: Belladonna - Date published: 5:27 pm, August 25th, 2026
the previous government wanted groupings that would cover reasonable catchment areas that enable efficiency, even if that was not the same as local authority groupings – and in many areas that would not exactly match local authority areas. That's a .... ...Written By: Belladonna - Date published: 5:04 pm, August 25th, 2026
Bed blocking is a major component of the pressure on hospitals. Where patients no longer need active hospital care, but are too unwell (or don't have a suitable living situation) to be discharged. This can literally go on for months. Perhaps it's well past ...Written By: Belladonna - Date published: 3:44 pm, August 25th, 2026
It sounds as though you have it all well in hand. I agree that blokes are often unable/unwilling to accept what they see as restrictions - to a *much* greater degree than women. I do wonder how much of this is signs of early dementia - where they simply ...Written By: Belladonna - Date published: 3:39 pm, August 25th, 2026
Yep, the situation has only gotten worse over the last 20 years - when I was dealing with this with my partner. I really do think that it's time that we (as a society) recognized that people needing care are not interchangeable widgets - and nor are the ...Written By: Belladonna - Date published: 11:29 am, August 25th, 2026
Sadly the experience your Mum had with a total stranger turning up to shower her - is par for the course. There is an assumption that all carers are equal - and it's easy to substitute one for another, with no impact on the person being cared for.Written By: Belladonna - Date published: 11:25 am, August 25th, 2026
I'm sorry that your Mum had such a bad experience. Falling and being unable to get up again is scary. I would be asking Geneva what their policy is for escalation if a carer can't get access, and they (or their supervisor) are unable to contact your Mum ...Written By: Belladonna - Date published: 4:48 pm, August 24th, 2026
Works for Samsung, too. Much appreciated.Written By: Belladonna - Date published: 2:38 pm, August 24th, 2026
However, his personal unpopularity doesn't seem to be translating into votes away from National, in any significant numbers. Just as Hipkins relative popularity isn't resulting in a surge for Labour.
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